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Student Checking

$0 monthly service fee & no minimum balance requirement for ages 13-18 or full-time students up to age 24

As a teenager or college student, starting off on the right track with your finances—and keeping them organized—is key to staying on the right track. Manage your cash and keep tabs on your spending the easy way with a Student Checking account from First State Bank. Accessing your funds, paying for everyday expenses, and making deposits is straightforward so you can focus on what matters: your education and future.

No matter if you’re a new college student or a parent helping your teen start managing their money, our Student Checking account is a flexible option for simple and convenient banking benefits. A $25.00 opening deposit is required at account opening.

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Golden Checking Account

$0 monthly service fee & no minimum balance requirement for ages 55 or better

We believe your golden years should be a time of freedom, celebration, and new adventures. You’ve put in the work throughout your life to help ensure you can enjoy yourself down the road and it’s time for life to start paying you back a little bit!  Designed for our friends 55 and better, the Golden Checking offers a convenient, flexible, and worry-free banking experience. Not quite ready to attempt banking online?  No problem! This account has you covered in every aspect of banking, whether that’s online or in person. A $100.00 opening deposit is required at account opening.

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Simple Checking Account

Make life a little easier with our Simple Checking

Perfectly suited for your everyday needs, the Simple Checking account provides everything you need to manage your money easily and efficiently.  This account lives up to its name and keeps things simple with eStatements, convenient online management and activity tracking, and no minimum daily balance requirement. Simply use your First State Bank debit card to make at least 12 purchases per statement cycle to avoid the monthly service fee. A $100.00 opening deposit is required at account opening.

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Select Checking Account

An interest-bearing account that puts a little extra in your pocket.

Make your money work for you, not the other way around. This interest-bearing checking gives you the flexibility of having access to a debit card, unlimited transactions, and interest payments in one account. It’s the best of both worlds – spending and saving! Capitalize on the power of compound interest with our Select Checking account! A $100.00 opening deposit is required at account opening.

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Elite Checking Account

Our highest-yield checking account built to give you the competitive advantage you deserve.

Relationships are the cornerstone of everything we do and the reason we developed the FSB Elite account – to reward customers who build deeper relationships with us! From preferred interest rates on deposits, to fee waivers on select transactions, the FSB Elite account will provide financial flexibility and superior convenience features for both you and your family. A $100.00 opening deposit is required at account opening.